In the state of Texas, as with most states, the required auto insurance is liability coverage that protects other drivers and their vehicles from you. The most basic amount that you need to have is 30/60/25. This pays for medical bills, pain and suffering, and property damage. Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX ensures that each customer has the coverage they need.

Extra liability coverage

If you have assets, the basic liability coverage may not be enough to protect you. Discuss raising the amount that you carry with your insurance professional.

Collision coverage

Collision coverage protects your vehicle when you are deemed the responsible party in an accident. It pays to have your vehicle repaired or replaced. It has a deductible.

Comprehensive coverage

Comprehensive coverage protects your vehicle from all the non-collision things that can damage it, including glass coverage. It also covers theft. It has a deductible.

Full glass

With full glass coverage, your windshield or other glass will be replaced without having to pay to pay.

Gap coverage

If you have a newer vehicle and an auto loan, you may find that if your vehicle is a total loss, the amount the insurance company pays you for your vehicle is less than the amount that you owe. Coverage pays the difference between what you owe and what you get.

Vehicle rental

While your vehicle is being repaired or you are trying to replace it, this coverage allows you to rent a car so that you can continue to meet your daily obligations.

If you have auto insurance needs or questions, contact the experienced team at Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX. Please stop by, email our office, or give us a call. We’re here for you.