Learning to drive is a major milestone in a teenager’s life. They begin to enjoy greater freedom and take on more serious responsibilities. As a parent, this means you will have to put your teenage driver on your auto insurance policy. A few tips can help you keep your insurance premiums within your budget. At Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX, we help our clients find the right insurance for their unique needs.

Adding Your Teen Driver To Your Policy

Each state has different rules regarding when teen drivers need to be added to their parent’s auto insurance policies. In Texas, teens with a learner’s permit can drive with supervision without being added to the policy. However, once they receive their official driver’s license, they are treated like any other driver and should be on the policy to ensure they are covered if an accident occurs. You may wish to acquire additional liability coverage beyond the state’s minimum amount to provide adequate coverage.

Online Classes and Monitoring Programs Can Help Reduce Costs

Some auto insurance providers offer online classes to reinforce safe driving skills for teens. These classes can help lower insurance premiums as your teen gains skills on the road. Another way to reduce costs is to sign up for insurance company "monitoring" programs, which can let you know how your teen is driving when they are driving on their own.

Choose Main Street Independent Insurance Agencies Inc. For Your Insurance

Our experienced Fort Worth, TX agents can provide detailed answers to your insurance questions so that you can get the best insurance for your individual needs. Contact Main Street Independent Insurance Agencies Inc. in Ft. Worth, TX, for a no-obligation quote on auto insurance for you and your teen driver.