If you’ve been convicted of DUI, reckless driving, or something similarly serious, you might be requested to furnish an SR-22. Here’s what an SR-22 auto insurance document is and why you might need to provide one.

Not Insurance, But a Certificate

An SR-22 is not an auto insurance policy. Instead, it’s a certificate your insurance company files with the state to prove you have auto insurance that meets the minimum liability requirements.

Why You Might Need an SR-22

An SR-22 is typically required after severe driving offenses. The state often requires this document when a driver has been convicted of driving offenses such as DUIs, reckless driving, or driving without insurance.

Requiring the document is a means of making sure high-risk drivers maintain the state’s necessary insurance coverage.

If you’re required to provide an SR-22, there are several ways to file the document with the state. You can drop it off at one of the DMV locations around Ft. Worth, TX, or you can email, mail, or fax it to the state. We at Main Street Independent Insurance Agencies Inc. can assist with filing the document.

Getting Insurance and an SR-22

If you’re required to provide an SR-22 to the state, you’re probably finding auto insurance policies are now quite expensive. They aren’t cheap if you regularly drive around Dallas and Ft. Worth, TX, and rates jump dramatically after a DUI or reckless driving conviction.

Let us at Main Street Independent Insurance Agencies Inc. help you find an affordable policy that meets your coverage needs. We’ll then get your SR-22 squared away with the state, too.